Jana Small Finance Bank is an Indian bank focused on financial inclusion, providing banking and financial services with a particular emphasis on under... See Jana Small Finance Bank open jobs and get referred by a verified employee on RefOpen.
Jana Small Finance Bank is an Indian bank focused on financial inclusion, providing banking and financial services with a particular emphasis on underserved and unbanked segments of the population. Headquartered in Bengaluru, the bank traces its origins to a microfinance institution and received a small finance bank licence from the Reserve Bank of India, transitioning into a bank to serve a broader range of customers. Jana Small Finance Bank operates a network of branches across India and serves customers who include small businesses, individuals and others who have historically had limited access to formal banking.
The bank offers a range of products and services, including savings and current accounts, deposits, loans and other banking services, designed to meet the needs of its customers, many of whom are in lower-income and underserved segments. By bringing formal banking services to these customers, Jana Small Finance Bank plays a role in financial inclusion, an important objective in India, where a significant share of the population has historically been outside the formal financial system. The bank combines its microfinance heritage with the broader capabilities of a bank.
As a modern bank, Jana Small Finance Bank relies heavily on technology to deliver its services, reach customers and operate efficiently. This includes digital banking channels, mobile and online services, core banking systems, and data and analytics to understand customers and manage risk. Technology is especially important for serving large numbers of customers cost-effectively and for extending services to underserved segments, where digital channels can help overcome the limitations of physical infrastructure. The bank has invested in its digital capabilities as part of its growth.
Operating across India, Jana Small Finance Bank combines a branch network with digital channels and the systems needed to run a bank, including those required to meet regulatory and compliance requirements. Because banking involves handling customers' money and sensitive financial information, reliability, security and compliance are essential, which places a premium on robust technology and operations.
For technology professionals, Jana Small Finance Bank offers the opportunity to work on banking technology with a financial-inclusion mission, spanning digital banking channels, core banking and payments systems, data and analytics, and the technology that helps deliver banking services to underserved customers. Professionals work on systems that bring formal banking to a broad range of customers across India.
As a verified employer on RefOpen, Jana Small Finance Bank employees can refer prospective candidates into the organisation, giving job seekers a more direct route into an Indian bank focused on financial inclusion, and into technology and banking work that helps extend financial services across the country.
Jana Small Finance Bank operates in banking & financial services, is headquartered in Bengaluru, Karnataka, India, employs around 10,001+ people.
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