Get referred at Affirm. Live Staff Software Engineer Backend and Senior Software Engineer Backend roles. Hiring in Toronto. No contacts needed.
Most applications to a financial technology employer like Affirm are filtered by software before a human reads them. A referral changes that. When a Affirm employee refers you, your application is tagged inside their internal hiring system, linked to that employee, and usually routed to a recruiter instead of the anonymous queue.
It works because the employee is putting their own name on you. Recruiters know staff will not risk their reputation on a weak candidate, so a referred profile gets read as pre-screened. What it does not do is skip the interview, and it should not.
The usual catch is that you have to already know someone at Affirm. RefOpen removes that requirement by connecting you with verified Affirm employees who have opted in to refer candidates they have not met.
Affirm is currently listing Staff Software Engineer Backend, Senior Software Engineer Backend, Brand Marketing Manager, Manager Fraud Operations, Manager Software Engineering and Operations Enablement Lead on RefOpen, with hiring concentrated in Toronto. Around 200 Affirm roles have been published in the last 30 days alone.
Those openings are not limited to one market. Affirm roles on RefOpen currently span Canada, the United States and Poland, and a referral request works the same way in each: you pick the posting you want, and a verified employee submits you through the company's own internal system.
This matters when you request a referral, because the requests picked up fastest are the ones pointed at a role the company is genuinely trying to fill. A request aimed at a team that is not hiring will sit unanswered no matter how strong your profile is.
Before you request, open the live Affirm listings and pick the specific opening you match most closely, then tailor your resume to it. A referrer deciding whether to back you is really asking one question: does this person look like a credible candidate for this exact role? Naming the role and matching it on paper answers that for them.
Affirm runs a formal referral programme, and in financial services it sits inside a heavier process than most candidates expect. Referrals are logged and tracked carefully, and hiring involves compliance, background and licensing checks that add time after the interviews conclude.
The upside is that referrals matter more here, not less. Many Affirm teams hire for narrow, desk-specific mandates that are hard to describe in a job posting and harder still to search for. An employee who knows what a desk actually needs can place you against an opening you would never have identified from the careers page.
Requesting a verified Affirm referral takes a few minutes:
1. Create your free RefOpen profile and upload your resume. 2. Search for Affirm and browse its open roles, or post a referral request for the role you want. 3. Your request reaches verified Affirm employees who have opted in to refer candidates. 4. An employee reviews your profile and submits the referral through Affirm's internal system. 5. You track the status end to end, and if nobody picks it up, you get a full wallet refund.
No cold LinkedIn messages, no chasing favours, and no waiting on a network you do not have.
A Affirm referrer is assessing domain fit before anything else: the products, asset classes or regulatory regimes you have genuinely worked with. Be precise about that, and be straightforward about what you have not touched. In a regulated environment, overstating scope is the fastest way to lose a referrer's confidence.
Beyond that, the basics decide most outcomes. Name the exact Affirm role and team you want, because vague "refer me to anything" requests are the ones quietly skipped. Run your resume through the free Resume Analyzer first so an ATS is not dropping you on formatting, and keep your LinkedIn consistent with it, because referrers do check.
Aim at roles where you genuinely meet most of the requirements. If you match less than half, an employee has little reason to stake their name on you, and that single filter explains most ignored requests.
Yes. Like most large employers, Affirm runs an internal employee referral programme where staff can submit candidates for open roles. A referred application is linked to the employee who submitted it and is typically reviewed ahead of the general applicant pool. RefOpen connects you with verified Affirm employees who can put you through it.
No. On RefOpen you can request a referral from Affirm employees with no personal connection there. Employees on the platform choose to refer candidates whose profiles match the role.
Affirm is currently listing Staff Software Engineer Backend, Senior Software Engineer Backend, Brand Marketing Manager, Manager Fraud Operations, Manager Software Engineering and Operations Enablement Lead on RefOpen, concentrated in Toronto. Around 200 roles have been published in the last 30 days. Listings update as Affirm posts, so check the live roles before you request a referral.
No. A referral gets your application read by a real person and moves it ahead of the anonymous pile, but you still have to clear Affirm's interview process. Any platform promising a guaranteed job is not being honest with you.
Referrals on RefOpen come from verified Affirm employees who have opted in to help job seekers. They review your profile and submit the referral through Affirm's own internal referral system.
Yes. Referrals help freshers more than experienced candidates, because they get your profile past the initial filter. Target entry-level Affirm roles that match your skills and keep your resume tailored and complete.
Yes, and it is often the single biggest lever you have. Most applications to a financial technology employer like Affirm are filtered by software before a person reads them, and a referral is what carries your profile past that filter to a recruiter with an employee's name attached. It does not replace the interview, but getting read is the step most candidates never clear on their own.
A Affirm employee submits you through the company's internal referral system, which tags your application to them and routes it to the recruiter ahead of the general applicant pool. On RefOpen you do not need to know that employee first: you request a referral, a verified Affirm employee reviews your profile, and they make the internal submission for you. You then track it from requested through to referred.
Affirm, like most large employers, may pay its own staff an internal referral bonus when a referred candidate is hired, but the amount is set by the company and varies by role, level and location, so treat any specific figure you read online with caution. That internal bonus is separate from RefOpen: here, the verified employee who refers you is rewarded when your referral is completed, and you get a full wallet refund if no one refers you.
Creating your profile, uploading your resume and browsing Affirm roles are free. Referral requests use pay-per-use wallet pricing, and if no employee submits your referral you get a full wallet refund, so there is no risk in trying.